Credit Card Problems

Credit card problems are pandemic. Forget swine flu! (You probably have already.) There's a mountain, nay, a continent of credit card debt out there. First, Americans got addicted to credit cards. Do you blame the addict or the pusher? A moot point now. Second, the economy slumped, putting many out of work or on reduced income. Third, the credit card companies started messing with credit card holders; they terminated cards, cut credit lines and retroactively raised interest rates on existing balances. A triple whammy. Sadly, many people find themselves in a credit crunch. Where can they turn for credit card help?